How We Create Your Safety Checklist

Our AI-powered system analyzes your property and generates personalized safety tasks based on USA home insurance industry standards

Our 4-Step Process

1

Property Analysis

We analyze your property's natural, geographic, and human risk factors based on your address, property type, and location-specific hazards.

2

Custom Tasks

Get personalized risk reduction tasks based on your property's specific profile, aligned with insurance industry best practices.

3

Submit Evidence

Upload photos, receipts, or documents showing task completion. Our AI verifies your submissions using GPT-4 Vision technology.

4

Earn Rewards

Get points, unlock achievements, and redeem valuable offers. All verified tasks are immutably recorded on VeChain blockchain.

Risk Categories

We evaluate your property across three main risk categories based on USA home insurance industry standards

🌿

Natural Risks

Risks from natural disasters and environmental factors

  • Floods and water damage
  • Wildfires and heat damage
  • Earthquakes and structural damage
  • Hurricanes and wind damage
  • Tornados and severe weather
🗺️

Geographic Risks

Location-specific hazards and regional factors

  • Location-specific hazards
  • Coastal exposure
  • Urban vs rural factors
  • Climate zone considerations
  • Local infrastructure
👥

Human Risks

Risks related to human behavior, maintenance, and safety practices

  • Fire safety practices
  • Security and theft prevention
  • Maintenance behaviors
  • Safety equipment usage
  • Emergency preparedness

Task Categories

Tasks are organized into categories that align with home insurance coverage areas

Fire Safety

Tasks related to fire prevention and detection

Natural Risks Category

Water Damage Prevention

Tasks to prevent water intrusion and damage

Natural Risks Category

Wind & Storm Protection

Tasks to protect against wind and storm damage

Natural Risks Category

Earthquake Preparedness

Tasks to prepare for and mitigate earthquake damage

Geographic Risks Category

Wildfire Prevention

Tasks to prevent and protect against wildfires

Geographic Risks Category

Location Hazards

Tasks to address location-specific hazards

Geographic Risks Category

Climate Adaptation

Tasks to adapt to climate-related risks

Geographic Risks Category

Infrastructure Reliability

Tasks to ensure infrastructure reliability

Geographic Risks Category

Security

Tasks to prevent theft and break-ins

Human Risks Category

Maintenance

Regular maintenance tasks to prevent failures

Human Risks Category

Emergency Preparedness

Tasks to prepare for emergencies

Human Risks Category

Equipment Verification

Verification of safety equipment functionality

Human Risks Category

Example Tasks

Here are examples of tasks you might receive, with different verification types

Smoke Detector Test

Test all smoke detectors in your home to ensure they are functioning properly

Fire SafetyNatural Risksmonthly10 points

Verification Type:

photo

Example Evidence:

  • Photo of smoke detector with test button pressed and alarm sounding
  • Video showing detector test with date/time visible

Insurance Relevance:

Working smoke detectors can reduce fire damage claims and may qualify for insurance discounts

Fire Alarm System Inspection

Have your fire alarm system professionally inspected and provide proof of service

Fire SafetyNatural Risksannually8 points

Verification Type:

receipt

Example Evidence:

  • Receipt from licensed fire safety inspector
  • Inspection certificate with date and inspector signature

Insurance Relevance:

Professional inspections demonstrate proactive fire safety, potentially lowering premiums

Fire Extinguisher Check

Verify fire extinguishers are accessible, not expired, and pressure gauge shows full

Fire SafetyNatural Risksmonthly7 points

Verification Type:

photo

Example Evidence:

  • Photo of fire extinguisher showing expiration date and pressure gauge
  • Photo of extinguisher in its designated location

Insurance Relevance:

Properly maintained fire extinguishers can minimize fire damage

Chimney and Fireplace Inspection

Inspect chimney for blockages, creosote buildup, and ensure damper functions properly

Fire SafetyNatural Risksannually6 points

Verification Type:

Photo or Receipt

Example Evidence:

  • Photo of clean chimney interior
  • Receipt from chimney sweep service

Insurance Relevance:

Chimney fires are a leading cause of house fires; regular inspection reduces risk

Water Heater Inspection

Check water heater for leaks, corrosion, and proper temperature settings

Water Damage PreventionNatural Risksquarterly8 points

Verification Type:

photo

Example Evidence:

  • Photo of water heater showing no leaks or corrosion
  • Photo of temperature setting (recommended 120°F)

Insurance Relevance:

Water heater failures are a common source of water damage claims

Sump Pump Test

Test sump pump operation by pouring water into sump pit and verifying pump activates

Water Damage PreventionNatural Risksmonthly9 points

Verification Type:

photo

Example Evidence:

  • Video of sump pump activating and removing water
  • Photo of sump pump in operation

Insurance Relevance:

Functional sump pumps prevent basement flooding, a major insurance claim category

Ready to Get Your Personalized Checklist?

Register your property and let our AI create a custom safety plan based on your specific risks and insurance industry standards.